@Dizzwold I didn't mean anything aggressive/argumentative by my statement; I'm not put off in any way, it's all good. Just when you said that the I/O switch missing might explain some of my other points, I wanted it to be clear that it didn't.
I have trouble with left/right (not dyslexic in any way, just don't process those two particular words correctly for some reason!). I was careful through the post, but then got it wrong in my edit comment. Apologies for the confusion!
I do not agree that switching should be on neutral. In DC circuitry it's often sensible/preferable to switch to ground, but in dealing with mains voltage this is not good practice. If you're cutting off/on mains voltage to an appliance (which the printer is, for all practical purposes) switching should be done either on line/load or on both line and neutral, and you should do it as close to mains entry as possible.
Imagine the following scenario; SSR2 faults closed. The Duet detects a heater fault, and turns off the SSR2. Faulted SSR2 continues to overheat the bed. Eventually Duet detects that things are now way out of spec, and shuts down SSR1. Ok, the bed is now "off". However, the bed heater is still energized to line voltage; you have a potentially defective component (it did just potentially overheat) that has 110/220V running to it, possibly distributing that potential to the metal bed or elsewhere. Additionally, if it has a good enough (high-current enough) short, then it may not even be off if there isn't a ground-fault interrupt in the system.
That's the biggest issue, but similarly, the line and neutral terminals of both PSUs are always live when the mains entry is plugged in/switched on (not needing an SSR failure, just by default with this wiring, they're live). The PSUs are not "on", because their neutral line is open, but not being on is not the same as not being dangerous; they're still at 110/220v potential.
If SSR2 fails closed and the left is off/open, there is NO terminal or wire on your mains circuit that isn't energized. The same is true if SSR1 faults closed and the other is off/open. If both SSRs are functional and off... there's no terminal or wire on the mains circuit that isn't energized! The top blue wire is safer than others, but it's not safe.
When dealing with mains voltage, we want "off" to mean both off and deenergized to the extent possible, which means switching the line voltage as early as possible.
As one additional note; personally, I would prefer not to have two SSRs as my safety cut, simply because they're similar devices and so will have similar failure modes. I.e., if something causes one to fail, it may well cause the other to fail as well. So, I would vote the SSR plus mechanical relay route as safer. Or, thermal fuse on the bed. This is down in the weeds level though; if I also already had two SSRs I'm not sure I would take the trouble to switch to an SSR and relay. The switching line instead of neutral is the low-hanging fruit here.
Edit: P.S., IMO the best under-bed insulation is carbon-felt welding blanket material.